Risk management is the process of identifying, analysing, accepting, mitigating or transferring uncertainty in investment decisions. Fund managers apply risk management by analysing and attempting to quantify the potential loss of an investment and then acting accordingly.

According to Decision no. 751, date 01.12.2022 of the Council of Ministers “For a special protection from the state, for unemployed women with three or more children until age 18”; as well as Directive no. 670, dated 13 December2022 on the procedure for applying and benefiting from the special protection programme from the state, for unemployed women, with three or more children until age 18.

Institutions are being transformed thanks to the integration of new technologies. This vision represents a corporate change with a social impact, reducing costs, simplifying processes and procedures, and raising awareness of the importance and benefits of this transformation.

Since 2022, medical reports for temporary disability at work, maternity, childcare, accidents at work and occupational diseases that are paid by social insurance, are no longer received over papers but are delivered through the electronic system E-Reports (e-RM), which interacts with the e-Albania government portal, offering a fast and secure way to exchange information.

Article 12 of Law No. 5508 on the Promotion, Protection of Maternity and Support for Breastfeeding establishes that maternity allowance should be paid to employed women by the social security scheme of Paraguay’s Social Insurance Institute (Instituto de Previsión Social – IPS). This amount is equivalent to 100 per cent of her salary at the time of delivery, and is paid for the prescribed months of rest. This used to be given to women in a single payment.

The issue of population growth and social security planning is one of the biggest challenges facing governments today, and is a key part of a good social security system that instils confidence in its members.

The Retirement and Pension Fund for Employees of Banks and Related Institutions (Caja de Jubilaciones y Pensiones de Empleados de Bancos y Afines) (Bank Fund, hereinafter) is in constant communication with its members. It therefore continuously updates its databases, in order to have a better understanding of members’ current realities, experiences and needs.

Digital transformation is happening in institutions through the integration of new technologies. This vision represents an institutional and social change, optimizing available resources, reducing costs, shortening processes and procedures, and raising awareness of the importance and benefits of this transformation.

Good practice in health – service quality.

As health-care systems have evolved to become more complex and due to the resultant increase in patients coming to harm in health care settings, patient safety has emerged as a health-care discipline.

The Actuarial Advisory Office (Asesoría Actuarial) of the Social Insurance Institute (Instituto de Previsión Social – IPS) carried out an actuarial valuation of the Common Retirement and Pension Fund (Fondo Común de Jubilaciones y Pensiones). The valuation looks to comply with international best practices and observe the guidelines and standards of the International Standards of Actuarial Practice 2 (ISAP 2), and the ISSA-ILO Guidelines on Actuarial Work for Social Security, with technical support from the International Labour Organization (ILO).

Like most of the world’s countries, Paraguay has adopted lockdown measures to prevent the spread of COVID-19. These steps taken by the government have impacted the productive sector, leading to mass suspensions of employment contracts for persons insured with the Social Insurance Institute (Instituto de Previsión Social – IPS) of Paraguay.

The Social Insurance Institute (SII) of Albania, as part of the digital transformation, has started to offer electronic services since 2020, but since 1st May 2022, in accordance with
DCM no. 252/2022 on the procedures for providing online services by the service-offering institutions and for the methodology of monitoring and controlling the administrative activity of their provision, all services in the field of social insurance are performed, only through the online service, on the e-Albania government platform.(https://e-albania.al/)

A 2006 World Bank review showed that pensions were being paid to 140 per cent of the population over age 65, spurring a thorough investigation of pension records.

According to Law no. 9154/2003 on archives in Albania, documents are all the acts created by public and non-public authorities, legal and physical entities, which are assessed as having national historical importance. The use of archives is an opportunity to utilize archival documents for personal needs or for research-scientific purposes.

The 1993 amended law "For Social Insurance in Republic of Albania", sets out the cases in which persons are eligible for voluntary insurance.

The Voluntary Scheme is a selective scheme, free, for special cases and separate periods of time. This scheme increases the possibilities of Albanian citizens to opt for social benefits. The main goal is social insurance coverage of Albanian citizens who migrate. This scheme was created due to the low number of Albanian migrant workers protected under the national social security schemes of the countries to which they migrate.